New Life Digi Gold
Who We Are

Making credit simple, fast
& accessible for all

LoanVault is an RBI-registered NBFC built to give every Indian quick, transparent access to personal and consumer loans — without the traditional banking headaches.

Why We Built This

Gold for every family in Tamil Nadu

Gold is at the heart of every Tamil family — for weddings, festivals, savings, and heritage. But buying gold has always meant paying the full price at once, putting it out of reach for millions.

We changed that. New Life Digi Gold is an RBI-registered NBFC that lets you take a loan specifically to buy physical gold — in quantities as small as 0.5 gram. Pay just 50% now, take your BIS Hallmark certified gold home immediately, and clear the rest in equal monthly instalments with zero interest.

No chit fund. No waiting period. No interest. Your gold is yours from the moment you pay the first instalment.

0.5g
Minimum Gold
5g
Maximum Gold
0%
Interest Rate
Same Day
Gold Delivery
🪙
How the scheme works
Choose your gold (0.5g–5g) → Complete KYC → Pay 50% upfront → Take your BIS Hallmark gold home the same day → Pay the remaining 50% in easy equal monthly instalments — with absolutely zero interest.
RBI Registered NBFC BIS Hallmark Gold Zero Interest Tamil Nadu Only
Scheme Highlights

Everything that makes this scheme unique

🏠
Instant Gold Ownership
Same-day delivery
You take your physical gold home the day you pay 50% upfront. Not after all EMIs — on day one.
💰
Zero Interest
0% always
The remaining 50% is divided equally across your EMI months. You pay exactly the gold's value — nothing more, nothing added.
⚖️
BIS Hallmark Certified
Government certified purity
Every gram is BIS Hallmarked — the government's purity guarantee. 22 KT or 24 KT, certified and sealed.
📱
Fully Digital
No branch visit needed
Complete KYC, pay upfront, and track your EMIs entirely through the New Life Digi Gold app. Simple and paperless.
🔒
Locked Gold Rate
No market risk
Your gold rate, EMI amount, and total cost are locked at the time of booking. Market price changes never affect you.
🗺️
Tamil Nadu Exclusive
Only for TN residents
This scheme is built specifically for the people of Tamil Nadu — a community that values gold as deeply as we do.
Our Principles

What we stand for

🪙
Gold First
Every decision we make is in the interest of helping Tamil Nadu families own real, physical gold — not paper assets or digital proxies.
🔍
Full Transparency
Your gold rate, EMI, total cost, and every term is shown clearly at booking. No hidden charges, ever. What you see is exactly what you pay.
🤝
Inclusive Access
Starting at just 0.5 grams with no minimum income requirement, we make gold ownership accessible to every household — not just the wealthy.
🔒
Data Security
Your KYC documents and payment details are encrypted and handled in compliance with UIDAI, PCI-DSS, and RBI data protection norms.
📋
RBI Compliant
As a registered NBFC we follow all RBI guidelines on lending, KYC, grievance redressal, and borrower rights. No exceptions.
📞
Dedicated Support
Our Tamil-speaking support team is available Mon–Sat for all gold loan queries — from application to final EMI to delivery.

Ready to own gold today?

Pay just 50% upfront and take your BIS Hallmark certified gold home the same day. Zero interest. Only for Tamil Nadu.

🪙 Start Your Gold Scheme →